FMO Market Vendor Insurance Program* – NEW for 2021!
Vendor insurance is one of the many benefits of joining the FMO Market Vendor Member Program. Once you sign up and pay, you will be provided with the link to the Duuo Insurance website to purchase vendor insurance at preferred pricing.
Duuo provides FMO vendor-members with affordable vendor insurance coverage that can be purchased online in minutes. Duuo Vendor Insurance provides on-demand coverage for casual vendors participating at farmers’ markets and other events.
Each Duuo Vendor Insurance policy offers the following coverages:
- Liability (Bodily Injury & Property Damage).
- Tenants’ legal liability.
- Products-completed operations.
- Medical payments**.
** We offer limited coverage for medical expenses incurred. For more detailed information on what’s covered, please refer to your policy.
Duuo offers a variety of packages designed to suit the needs of FMO’s casual vendor-members. Packages & pricing details are as follows:
|Duuo Insurance Package options for FMO Vendor Members||Cost||Food Vendor|
|Single Pass: 1 day policy||$12||$13|
|Flex Pass: Good for your first 4 days at any location in a 6 month period.||$40||$44|
|Season Pass: Good for your first 26 days at any location in a 6 month period.||$156||$182|
Please note: Pricing is based on a liability limit of $2 million and a booth size that is 200 sq ft or under. A food vendor is defined as someone who is preparing/serving food.
*FMO offers member markets annual Commercial General Liability (CGL) insurance for purchase, which covers most vendors while selling at their FMO insured member market. Vendors operating retail/wholesale outlets in addition to their market stand require their own CGL insurance. The insurance provided by Duuo is intended for individual vendors who are not covered by the FMO member market CGL insurance. Please confirm your market’s insurance requirements with your market manager.